{"id":130,"date":"2025-07-09T13:50:57","date_gmt":"2025-07-09T11:50:57","guid":{"rendered":"https:\/\/financialplanning.adrirodrigom3.es\/?page_id=130"},"modified":"2025-12-31T18:12:57","modified_gmt":"2025-12-31T17:12:57","slug":"ciudadanos","status":"publish","type":"page","link":"https:\/\/financialplanning.adrirodrigom3.es\/en\/ciudadanos\/","title":{"rendered":"Citizens"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"130\" class=\"elementor elementor-130\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e6206f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e6206f9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66bec8f2\" data-id=\"66bec8f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f9ce154 elementor-widget elementor-widget-heading\" data-id=\"5f9ce154\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Educaci\u00f3n Financiera a Ciudadanos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-bffaf08 e-con-full e-flex e-con e-parent\" data-id=\"bffaf08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-85490fc e-con-full e-flex e-con e-child\" data-id=\"85490fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57f8a87 elementor-widget elementor-widget-heading\" data-id=\"57f8a87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es educaci\u00f3n financiera de calidad?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0a0789 elementor-widget elementor-widget-text-editor\" data-id=\"f0a0789\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Definimos educaci\u00f3n financiera como aquella actividad destinada a permitir a los ciudadanos adquirir las competencias necesarias para alcanzar sus objetivos personales y familiares, definidos a lo largo de todo el ciclo de vida y de acuerdo a sus prioridades.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68929c7 elementor-widget elementor-widget-heading\" data-id=\"68929c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 es necesario tener educaci\u00f3n financiera?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20a83fb elementor-widget elementor-widget-text-editor\" data-id=\"20a83fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>En el pasado, el ciclo de vida<\/strong>\u00a0era m\u00e1s sencillo de interpretar que en la actualidad y m\u00e1s predecible,\u00a0<strong>era lineal<\/strong>: una vez terminados los estudios, se empezaba a trabajar inmediatamente, uno se casaba, ten\u00eda hijos y llegaba a la jubilaci\u00f3n en la misma empresa o en el negocio familiar.\u00a0<strong>Los eventos de la vida estaban bien acompasados, ten\u00edan un ritmo.<\/strong><\/p><p><strong>Hoy las cosas han cambiado<\/strong>, el INE nos dice que el primer empleo rara vez coincide con el final de los estudios, la autonom\u00eda econ\u00f3mica se alcanza muy tarde, de media a los 34 a\u00f1os, se es madre a los 40 a\u00f1os, y nos jubilamos a los 67.<\/p><p style=\"margin-top: 0cm; text-align: justify; background: white;\"><span lang=\"ES\" style=\"font-family: 'Segoe UI',sans-serif; color: #212529;\">En este panorama, la educaci\u00f3n financiera se convierte en una herramienta esencial. Te capacita para adaptarte a los cambios, analizar tus necesidades financieras en diferentes etapas de vida y tomar decisiones informadas, independientemente de los desaf\u00edos que puedan surgir.<\/span><\/p><p>En la actualidad sabemos que\u00a0<strong>nuestra vida laboral o empresarial tendr\u00e1<\/strong>\u00a0cambios y\u00a0<strong>altos y bajos<\/strong>, despu\u00e9s de casarnos y tener hijos hay probabilidades de que acabemos divorciados y emprendamos nuevos proyectos personales. No podemos esperar una linealidad, y m\u00e1s bien tenemos que pensar en principios y finales que se repitan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84a6e32 elementor-widget elementor-widget-heading\" data-id=\"84a6e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 programa de educaci\u00f3n financiera?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b8c473 elementor-widget elementor-widget-text-editor\" data-id=\"7b8c473\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin-top: 0cm; text-align: justify; background: white;\"><span lang=\"ES\" style=\"font-family: 'Segoe UI',sans-serif; color: #212529;\">La educaci\u00f3n financiera es eficaz si hace al ciudadano consciente de sus propias necesidades y capaz de identificar soluciones ideales. <\/span><\/p><p>La educaci\u00f3n financiera, seg\u00fan la OCDE no es simplemente un curso, un libro, un seminario o un taller, es un proceso de adquisici\u00f3n de conocimientos, utilizaci\u00f3n de herramientas y servicios que generen cambio de h\u00e1bitos y actitudes. Un programa de educaci\u00f3n financiera te permite tomar decisiones acertadas sobre ahorro, inversi\u00f3n, endeudamiento y m\u00e1s. Adquirir\u00e1s las habilidades para gestionar tu econom\u00eda personal y familiar de manera eficiente.<\/p><p style=\"margin-top: 0cm; text-align: justify; background: white;\"><span lang=\"ES\" style=\"font-family: 'Segoe UI',sans-serif; color: #212529;\">Con tanta oferta que existe en el mercado, <b>\u00bfc\u00f3mo identificar una educaci\u00f3n financiera de calidad?<\/b> <b>\u00bfC\u00f3mo saber en qu\u00e9 educaci\u00f3n financiera invertir mi tiempo y mi dinero?<\/b><\/span><\/p><p style=\"margin-top: 0cm; text-align: justify; background: white;\"><span lang=\"ES\" style=\"font-family: 'Segoe UI',sans-serif; color: #212529;\">Nuestro programa se basan en normas t\u00e9cnicas y se imparte por profesionales certificados y habilitados, asegurando resultados confiables y s\u00f3lidos.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b200911 e-con-full e-flex e-con e-child\" data-id=\"b200911\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eabeb99 e-con-full e-flex e-con e-parent\" data-id=\"eabeb99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-141162f elementor-widget elementor-widget-heading\" data-id=\"141162f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo identificar una educaci\u00f3n financiera de calidad?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f083a elementor-widget elementor-widget-heading\" data-id=\"f5f083a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Tiene que cumplir 4 requisitos<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abb9ff2 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"abb9ff2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c419f30 e-con-full e-flex e-con e-child\" data-id=\"c419f30\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-610bdba elementor-flip-box--direction-right elementor-flip-box--effect-flip elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"610bdba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\t1. Que se base en normas t\u00e9cnicas de calidad\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\u00bfQu\u00e9 es una norma t\u00e9cnica de calidad?\n \u00a0\nConforme a lo establecido en el art\u00edculo 8 de la ley 21\/1992, una norma t\u00e9cnica de calidad es un documento de aplicaci\u00f3n voluntaria que contiene especificaciones t\u00e9cnicas basadas en los resultados de la experiencia y del desarrollo tecnol\u00f3gico. Es el fruto del consenso entre todas la partes interesadas e involucradas en la actividad objeto de \u00e9sta y deben ser aprobadas por un organismo de normalizaci\u00f3n reconocido.\n\n\n\u00bfQu\u00e9 normas t\u00e9cnicas de calidad se aplican en educaci\u00f3n financiera?\nLa norma t\u00e9cnica UNI 11402 \u2013 EDUCACION FINANCIERA DE LOS CIUDADANOS, que define los requisitos para la realizaci\u00f3n de la actividad de educaci\u00f3n financiera y los requisitos para los sujetos que prestan el servicio.\n\n\n\u00bfQu\u00e9 le garantiza el ciudadano una educaci\u00f3n financiera basada en normas t\u00e9cnicas de calidad?\nGarant\u00eda de seguridad:\nSe realiza en base a una metodolog\u00eda cient\u00edfica y t\u00e9cnica cuyo resultado se ha contrastado.\nGarant\u00eda de calidad:\nEl proceso de educaci\u00f3n financiera est\u00e1 reglado y es impartida por profesionales certificados.\n\nAseg\u00farate de que el programa se base en normas t\u00e9cnicas de calidad, como la norma UNI 11.402 de educaci\u00f3n financiera. Esta garant\u00eda asegura un proceso respaldado por investigaci\u00f3n y experiencia.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f525f9d e-con-full e-flex e-con e-child\" data-id=\"f525f9d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9410b8 elementor-widget elementor-widget-image\" data-id=\"d9410b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1241\" height=\"1755\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001.jpg\" class=\"attachment-full size-full wp-image-135\" alt=\"\" srcset=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001.jpg 1241w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001-212x300.jpg 212w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001-724x1024.jpg 724w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001-768x1086.jpg 768w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001-1086x1536.jpg 1086w\" sizes=\"(max-width: 1241px) 100vw, 1241px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3bcfe62 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"3bcfe62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d001c01 e-con-full e-flex e-con e-child\" data-id=\"d001c01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f268663 elementor-flip-box--direction-right elementor-flip-box--3d elementor-flip-box--effect-flip elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"f268663\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\t2. Qu\u00e9 utilice herramientas homologadas \t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tLas herramientas, como en cualquier actividad, son clave para adquirir una educaci\u00f3n financiera de calidad.\n\nEn educaci\u00f3n financiera lo que garantiza que los resultados sean objetivos, es decir, que no se est\u00e1 utilizando la educaci\u00f3n financiera como herramienta de marketing, es que el material y software que se utilice est\u00e9 homologado y cumpla con las normas t\u00e9cnicas de calidad sobre educaci\u00f3n financiera. Esto garantiza resultados objetivos y concretos.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a83dc82 e-con-full e-flex e-con e-child\" data-id=\"a83dc82\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed887b elementor-widget elementor-widget-image\" data-id=\"5ed887b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2048\" height=\"1307\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas.jpg\" class=\"attachment-full size-full wp-image-143\" alt=\"\" srcset=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas.jpg 2048w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas-300x191.jpg 300w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas-1024x654.jpg 1024w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas-768x490.jpg 768w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas-1536x980.jpg 1536w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d28402e e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"d28402e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dfaca07 e-con-full e-flex e-con e-child\" data-id=\"dfaca07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de68da2 elementor-flip-box--direction-right elementor-flip-box--3d elementor-flip-box--effect-flip elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"de68da2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\t3. Que sea impartida por profesionales cualificados y habilitados\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tComo en cualquier actividad la cualificaci\u00f3n profesional de la persona que realiza el trabajo es clave, y en educaci\u00f3n financiera si se quiere obtener resultados es determinante.\n\nEn el mercado espa\u00f1ol la certificaci\u00f3n profesional que acredita los conocimientos y habilidades para impartir educaci\u00f3n financiera de calidad es la de la Asociaci\u00f3n de Educadores y Planificadores Financieros (AEPF), y los ciudadanos pueden comprobar en su web si el profesional que les ofrece el servicio est\u00e1 certificado y habilitado para ejercer, porque tambi\u00e9n la habilitaci\u00f3n es importante, ya que por muy buen profesional que sea si no tiene las herramientas homologadas y su formaci\u00f3n actualizada no puede ofrecer una educaci\u00f3n financiera de calidad.\n\nPor estos motivos, los comit\u00e9s t\u00e9cnicos de ISO y UNI recomiendan que los consumidores busquen los servicios de educadores financieros que puedan demostrar que sus conocimientos, habilidades y herramientas hayan sido acreditados por instituciones de certificaci\u00f3n independientes.\n\nLa educaci\u00f3n financiera requiere el liderazgo de educadores financieros certificados y habilitados. La AEPF ofrece esta garant\u00eda, asegurando que recibas orientaci\u00f3n de calidad respaldada por expertos\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-245e9ca e-con-full e-flex e-con e-child\" data-id=\"245e9ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc55665 elementor-widget elementor-widget-image\" data-id=\"fc55665\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"600\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/uni-iso.jpg\" class=\"attachment-full size-full wp-image-144\" alt=\"\" srcset=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/uni-iso.jpg 1600w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/uni-iso-300x113.jpg 300w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/uni-iso-1024x384.jpg 1024w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/uni-iso-768x288.jpg 768w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/uni-iso-1536x576.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cc9df5 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"1cc9df5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-782a662 e-con-full e-flex e-con e-child\" data-id=\"782a662\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-08f49f3 elementor-flip-box--direction-right elementor-flip-box--3d elementor-flip-box--effect-flip elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"08f49f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\t4. Que permita adquirir conocimientos y habilidades para:\u200b\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t- Analizar los puntos fuertes y d\u00e9biles del ciclo de vida familiar, Definir los Objetivos Vitales; Precisar la situaci\u00f3n econ\u00f3mica y financiera; Maximizar el  Ahorro, Planificar: Protecci\u00f3n, jubilaci\u00f3n, inversi\u00f3n y endeudamiento; Elegir tipolog\u00eda de productos comparando precios y calidad; Buscar ayuda y saber con qu\u00e9 profesionales aconsejarse.\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb282e7 e-con-full e-flex e-con e-child\" data-id=\"eb282e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b1789b elementor-widget elementor-widget-image\" data-id=\"8b1789b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1305\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras.jpg\" class=\"attachment-full size-full wp-image-177\" alt=\"\" srcset=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras.jpg 2048w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras-300x191.jpg 300w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras-1024x653.jpg 1024w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras-768x489.jpg 768w, https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras-1536x979.jpg 1536w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37e34846 e-con-full as-slider e-flex e-con e-parent\" data-id=\"37e34846\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:247,&quot;url&quot;:&quot;https:\\\/\\\/financialplanning.adrirodrigom3.es\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/cheerful-financiers-pointing-on-documents-in-office.jpg&quot;},{&quot;id&quot;:246,&quot;url&quot;:&quot;https:\\\/\\\/financialplanning.adrirodrigom3.es\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/business-team-consulting-market-growth-on-financial-document-graph-report-statistics.jpg&quot;},{&quot;id&quot;:757,&quot;url&quot;:&quot;https:\\\/\\\/financialplanning.adrirodrigom3.es\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/seo-galaxy-R10-3wYGgEE-unsplash-scaled.jpg&quot;},{&quot;id&quot;:767,&quot;url&quot;:&quot;https:\\\/\\\/financialplanning.adrirodrigom3.es\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/vitaly-gariev-uxKWqvDCma8-unsplash-scaled.jpg&quot;}],&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t<div class=\"elementor-element elementor-element-49536e1d e-con-full e-flex e-con e-child\" data-id=\"49536e1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-17b90164 e-con-full as-bar e-flex e-con e-child\" data-id=\"17b90164\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f2cbcbf e-flex e-con-boxed e-con e-child\" data-id=\"2f2cbcbf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e23b166 as-changing-widget e-flex e-con-boxed e-con e-child\" data-id=\"3e23b166\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1531769b elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1531769b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Que se base en normas t\u00e9cnicas de calidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1b953b elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d1b953b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Qu\u00e9 utilice herramientas homologadas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-568d75f7 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"568d75f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Que sea impartida por profesionales cualificados<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fe66c0d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7fe66c0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Que permita adquirir conocimientos y habilidades para:\u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44ad6f2 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"44ad6f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Malgovik<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f2947a0 as-changing-widget e-flex e-con-boxed e-con e-child\" data-id=\"4f2947a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5ee35e elementor-widget__width-inherit text-services elementor-widget elementor-widget-text-editor\" data-id=\"3c5ee35e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"111\" data-end=\"416\">Una <strong data-start=\"115\" data-end=\"143\">norma t\u00e9cnica de calidad<\/strong> es un documento de aplicaci\u00f3n voluntaria que establece especificaciones t\u00e9cnicas basadas en la experiencia y el desarrollo tecnol\u00f3gico. Surge del consenso entre las partes involucradas y debe ser aprobada por un organismo de normalizaci\u00f3n reconocido, seg\u00fan la Ley 21\/1992.<\/p><p data-start=\"418\" data-end=\"607\">En <strong data-start=\"421\" data-end=\"445\">educaci\u00f3n financiera<\/strong>, se aplica la <strong data-start=\"460\" data-end=\"487\">norma t\u00e9cnica UNI 11402<\/strong>, que define los requisitos tanto para la actividad de educaci\u00f3n financiera como para los profesionales que la imparten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56ac3216 elementor-widget__width-inherit text-services elementor-widget elementor-widget-text-editor\" data-id=\"56ac3216\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las herramientas, como en cualquier actividad, son clave para adquirir una educaci\u00f3n financiera de calidad.<\/p><p>En educaci\u00f3n financiera lo que garantiza que los resultados sean objetivos, es decir, que no se est\u00e1 utilizando la educaci\u00f3n financiera como herramienta de marketing, es que el material y software que se utilice est\u00e9 homologado y cumpla con las normas t\u00e9cnicas de calidad sobre educaci\u00f3n financiera. Esto garantiza resultados objetivos y concretos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44a20a81 elementor-widget__width-inherit text-services elementor-widget elementor-widget-text-editor\" data-id=\"44a20a81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"93\" data-end=\"640\">En educaci\u00f3n financiera, la <strong data-start=\"121\" data-end=\"150\">cualificaci\u00f3n profesional<\/strong> de quien imparte la formaci\u00f3n es determinante para obtener resultados reales. En Espa\u00f1a, la certificaci\u00f3n que acredita los conocimientos y habilidades para ofrecer educaci\u00f3n financiera de calidad es la de la <strong data-start=\"359\" data-end=\"407\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Asociaci\u00f3n de Educadores y Planificadores Financieros<\/span><\/span> (AEPF)<\/strong>. Los ciudadanos pueden verificar en su web si un profesional est\u00e1 certificado y <strong data-start=\"488\" data-end=\"502\">habilitado<\/strong>, un aspecto clave, ya que sin herramientas homologadas y formaci\u00f3n actualizada no es posible ofrecer una educaci\u00f3n financiera de calidad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1415ef75 elementor-widget__width-inherit text-services elementor-widget elementor-widget-text-editor\" data-id=\"1415ef75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8211; Analizar los puntos fuertes y d\u00e9biles del ciclo de vida familiar, Definir los Objetivos Vitales; Precisar la situaci\u00f3n econ\u00f3mica y financiera; Maximizar el Ahorro, Planificar: Protecci\u00f3n, jubilaci\u00f3n, inversi\u00f3n y endeudamiento; Elegir tipolog\u00eda de productos comparando precios y calidad; Buscar ayuda y saber con qu\u00e9 profesionales aconsejarse.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2236eaa2 elementor-widget__width-inherit text-services elementor-widget elementor-widget-text-editor\" data-id=\"2236eaa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. consectetur adipiscing elit, sed do elit tellus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33020fb4 as-changing-widget elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"33020fb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-632906a7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"632906a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/api.whatsapp.com\/send\/?phone=3427507902&#038;text&#038;type=phone_number&#038;app_absent=0\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Trabajemos juntos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-516fb3fe elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"516fb3fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/api.whatsapp.com\/send\/?phone=3427507902&#038;text&#038;type=phone_number&#038;app_absent=0\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Trabajemos juntos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61a3ebae elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"61a3ebae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/api.whatsapp.com\/send\/?phone=3427507902&#038;text&#038;type=phone_number&#038;app_absent=0\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Trabajemos juntos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7006387a elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"7006387a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Explore<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e58ce0 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"76e58ce0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Explore<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bd7358f e-con-full e-flex e-con e-child\" data-id=\"1bd7358f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2297b858 elementor-widget elementor-widget-html\" data-id=\"2297b858\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src=\"https:\/\/code.jquery.com\/jquery-3.6.0.min.js\"><\/script>\r\n\r\n<script>\r\n\r\nvar $ = jQuery\r\n    \r\n$(document).ready(function(){\r\n\r\n$('.as-slider').each(function(){\r\n\r\nvar $this = $(this),\r\n    currentSlide = 0,\r\n    previousSlide = 0,\r\n    slideNumber = $this.find('.as-side-slider .swiper-slide:not(.swiper-slide-duplicate)').length,\r\n    barHTML = '',\r\n    forward,\r\n    textContainer = $this.find('.as-changing-widget')\r\n   \r\nfor(var i=0; i<slideNumber;i++){\r\n\r\n    barHTML += `<span class=\"dot\"><span class=\"dot-number\">${i+1}<\/span><\/span>`\r\n}\r\n\r\n$this.find('.as-bar .dot').remove()\r\n$this.find('.as-bar').append(barHTML)\r\n$this.find('.as-bar .dot').eq(0).addClass('active')\r\n    \r\ntextContainer.each(function(){\r\n    var texts = $(this).find('.elementor-widget').eq(0)\r\n    texts.addClass('currentUp')\r\n    $(this).css('--h', texts.height()+'px')\r\n})\r\n\r\nsetTimeout(function(){\r\n    $this.addClass('loaded')\r\n    \r\n    if($this.find('.as-side-slider .swiper-container-initialized, .as-side-slider .swiper-initialized').length){\r\n        $this.find('.as-side-slider').addClass('loaded')\r\n    }\r\n    \r\n    var init = setInterval(function(){\r\n      if($this.find('.as-side-slider .swiper-container-initialized, .as-side-slider .swiper-initialized').length){\r\n          \r\n          $this.find('.as-side-slider').addClass('loaded')\r\n          clearInterval(init)\r\n      }\r\n    },50)\r\n}, 500)\r\n\r\nvar bgs = JSON.parse($this.attr('data-settings')).background_slideshow_gallery,\r\n    bgHTML = '<div class=\"as-slider-background\">'\r\n\r\nif(bgs){\r\n    bgs.forEach(function(background){\r\n        bgHTML += `<img decoding=\"async\" src=\"${background.url}\"\/>`\r\n    })\r\n}\r\nbgHTML += '<\/div>'\r\n\r\n$this.find('.as-slider-background').remove()\r\n$this.prepend(bgHTML)\r\n\r\nvar backgrounds = $this.find('.as-slider-background img')\r\n\r\nbackgrounds.eq(0).addClass('currentForward')\r\n\r\nsetInterval(function(){\r\n    currentSlide = $this.find('.as-side-slider .swiper-slide-active').attr('data-swiper-slide-index')\r\n    if(previousSlide != currentSlide) {\r\n\r\n        if( previousSlide < currentSlide ){\r\n            forward = true\r\n        }\r\n        if( previousSlide > currentSlide ){\r\n            forward = false\r\n        }\r\n        if( previousSlide == slideNumber - 1 && currentSlide == 0 ){\r\n            forward = true\r\n        }\r\n        if( previousSlide == 0 && currentSlide == slideNumber - 1 ){\r\n            forward = false\r\n        }\r\n        textContainer.each(function(){\r\n            var texts = $(this).find('.elementor-widget')\r\n            \r\n            $(this).css('--h', texts.eq(currentSlide).height()+'px')\r\n            \r\n            texts.removeClass('prev next currentUp currentDown')\r\n            backgrounds.removeClass('prev currentBackward currentForward')\r\n            \r\n            backgrounds.eq(previousSlide).addClass('prev')\r\n            \r\n            if(forward) {\r\n                texts.eq(previousSlide).addClass('prev')\r\n                texts.eq(currentSlide).addClass('currentUp')\r\n                \r\n                backgrounds.eq(currentSlide).addClass('currentForward')\r\n                \r\n            }else{\r\n                texts.eq(previousSlide).addClass('next')\r\n                texts.eq(currentSlide).addClass('currentDown')\r\n\r\n                backgrounds.eq(currentSlide).addClass('currentBackward')\r\n            }\r\n        })\r\n        \r\n        $this.find('.as-bar .dot').removeClass('active')\r\n        $this.find('.as-bar .dot').eq(currentSlide).addClass('active')\r\n    }\r\n    previousSlide = currentSlide\r\n}, 500)\r\n\r\n$this.find('.as-bar .dot').on('click', function(){\r\n    \r\n    var index = $(this).index()\r\n    \r\n    $this.find('.as-side-slider .swiper-pagination-bullet').eq(index).trigger('click')\r\n    $this.find('.as-side-slider .swiper-container').trigger('mouseleave')\r\n    \r\n})\r\n$this.find('.as-slider-left').on('click', function(){\r\n    \r\n    $this.find('.as-side-slider .elementor-swiper-button-prev').trigger('click')\r\n    $this.find('.as-side-slider .elementor-swiper').trigger('mouseleave')\r\n})\r\n$this.find('.as-slider-right').on('click', function(){\r\n    \r\n    $this.find('.as-side-slider .elementor-swiper-button-next').trigger('click')\r\n    $this.find('.as-side-slider .elementor-swiper').trigger('mouseleave')\r\n})\r\n$this.find('.as-slider-left a, .as-slider-right a').on('click', function(e){\r\n    \r\n    e.preventDefault()\r\n})\r\n\r\n})\r\n})\r\n\r\n$(window).on('resize', function(){\r\n    \r\n\r\n    \r\n$('.as-slider').each(function(){\r\n    \r\n    var textContainer = $(this).find('.as-changing-widget')\r\n    \r\n    textContainer.each(function(){\r\n        var texts = $(this).find('.elementor-widget.currentUp, .elementor-widget.currentDown')\r\n    \r\n        $(this).css('--h', texts.height()+'px')\r\n    })\r\n})\r\n})\r\n\r\n\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24a05d50 as-side-slider elementor-widget-mobile__width-initial elementor-testimonial--skin-default elementor-testimonial--layout-image_inline elementor-testimonial--align-center elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"24a05d50\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;4&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;slides_per_view_tablet&quot;:&quot;3&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;slides_per_view_mobile&quot;:&quot;3&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;loop&quot;:&quot;yes&quot;}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/F08.65.BG_.en_.22.-0079.00.EFC_.V236250_page-0001.jpg\" alt=\"Que se base en normas t\u00e9cnicas de calidad\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Que se base en normas t\u00e9cnicas de calidad<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/herramientas.jpg\" alt=\"Qu\u00e9 utilice herramientas homologadas\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Qu\u00e9 utilice herramientas homologadas<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/12\/ISO_Logo_Red_square.svg\" alt=\"Que sea impartida por profesionales cualificados\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Que sea impartida por profesionales cualificados<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/financialplanning.adrirodrigom3.es\/wp-content\/uploads\/2025\/07\/habilidades-financieras.jpg\" alt=\"Que permita adquirir conocimientos y habilidades\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Que permita adquirir conocimientos y habilidades<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Anterior\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div 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13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56ee8951 as-slider-right elementor-absolute elementor-widget elementor-widget-button\" data-id=\"56ee8951\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4567cde e-con-full e-flex e-con e-parent\" data-id=\"4567cde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9fadb49 e-con-full e-flex e-con e-child\" data-id=\"9fadb49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17603da elementor-widget elementor-widget-heading\" data-id=\"17603da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nuestros educadores habilitados<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-702f524 elementor-widget elementor-widget-text-editor\" data-id=\"702f524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El servicio de educaci\u00f3n y planificaci\u00f3n financiera ofrecido por CS Financial Planning cumple con la norma t\u00e9cnica de calidad UNI 11402 \u00abEducaci\u00f3n financiera de los ciudadanos: requisitos de servicio\u00bb, que definen los requisitos para el dise\u00f1o, implementaci\u00f3n, entrega y evaluaci\u00f3n de esta actividad y los requisitos de los proveedores de este servicio.<\/p><p>El servicio lo ofrecemos a trav\u00e9s de educadores financieros habilitados por la AEPF y que han sido formados y equipados con herramientas inform\u00e1ticas homologadas para el desarrollo de proyectos personales de acuerdo con los requisitos de calidad de la norma t\u00e9cnica.<br \/>Peri\u00f3dicamente AEPF, los educadores financieros y las herramientas utilizadas son revisados por una auditoria externa independiente que garantiza la m\u00e1xima fiabilidad, rigurosidad y coherencia con las normas t\u00e9cnicas. (Foto: certificado auditoria en vigor).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Educaci\u00f3n Financiera a Ciudadanos \u00bfQu\u00e9 es educaci\u00f3n financiera de calidad? Definimos educaci\u00f3n financiera como aquella actividad destinada a permitir a los ciudadanos adquirir las competencias necesarias para alcanzar sus objetivos personales y familiares, definidos a lo largo de todo el ciclo de vida y de acuerdo a sus prioridades. \u00bfPor qu\u00e9 es necesario tener educaci\u00f3n [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_joinchat":[],"footnotes":""},"class_list":["post-130","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ciudadanos - CS Financial Planning<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ciudadanos - CS Financial Planning\" \/>\n<meta property=\"og:description\" content=\"Educaci\u00f3n Financiera a Ciudadanos \u00bfQu\u00e9 es educaci\u00f3n financiera de calidad? 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